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Cargo insurance

All Risks Cover

In Indonesian: All Risks (jaminan semua risiko)

All risks is a cargo cover against all physical loss or damage from external causes except those expressly excluded, normally based on Institute Cargo Clauses (A). Despite the name, standard exclusions still apply, including insufficient packing, inherent vice, delay, ordinary leakage or loss in weight, and wilful misconduct of the insured. Good packing and load securing therefore still decide whether a claim is paid or declined.

Related terms

  • Institute Cargo Clauses (ICC A, B, C)

    The Institute Cargo Clauses are the London market's standard wordings for cargo policies, with the 2009 edition the most widely used.

  • Cargo Insurance (Marine Cargo Insurance)

    Cargo insurance protects the cargo owner against loss of or damage to goods during sea, air or land transport.

  • Deductible (Excess)

    A deductible, or excess, is the part of a loss the insured bears before the insurer pays.

  • Lashing

    Lashing means securing cargo so it cannot shift under the accelerations of a sea voyage or a road journey.

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